Learn how to protect yourself from online fraud, phishing, and digital deception in 2026
Know your enemy. These are the most prevalent scams in 2026.
Fake emails or messages pretending to be from legitimate companies asking for passwords, credit cards, or personal information.
Scammers create fake dating profiles to build romantic relationships, then ask for money for "emergencies" or travel.
Promises of guaranteed high returns with little risk. Includes cryptocurrency scams, Ponzi schemes, and "get rich quick" offers.
Fake pop-ups or calls claiming your computer has a virus, demanding payment to fix non-existent problems.
Websites that look legitimate but sell counterfeit goods or simply take your money without delivering products.
Scammers pretend to be government officials, IRS agents, or company representatives demanding immediate payment.
Follow these proven strategies to stay safe online.
Never trust caller ID, email addresses, or websites at face value. Independently verify by calling official numbers or visiting official websites directly (not through links).
Legitimate companies will NEVER ask for your password, PIN, or security codes. Not via email, not via phone, not ever. If asked, it's a scam.
Enable 2FA on all important accounts. Even if scammers get your password, they can't access your account without the second factor.
Hover over links to see where they really go. Don't click suspicious links in emails or texts. When in doubt, type the URL directly into your browser.
Scammers use urgency to make you act without thinking. Take your time. Legitimate businesses won't pressure you into immediate decisions.
Never give out your Social Security number, bank details, or personal information unless you initiated the contact and verified the recipient.
If it sounds too good to be true, it is. Research investments thoroughly. Check if the company is registered with regulatory authorities.
Credit cards and PayPal offer fraud protection. Avoid wire transfers, gift cards, or cryptocurrency for purchases—these are untraceable.
Update your operating system, browser, and antivirus regularly. Many scams exploit known security vulnerabilities in outdated software.
If something feels off, it probably is. Don't let embarrassment or fear prevent you from walking away or asking for a second opinion.
Act immediately to minimize damage:
Report fraudulent transactions immediately. Freeze accounts if necessary.
Update passwords for all accounts, especially if you shared credentials.
File reports with local police and national fraud agencies (FTC, IC3, etc.).
Save emails, texts, screenshots, and transaction records as evidence.